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Recently, Ray took the time to educate an older family member all about the plusses and minuses of reverse mortgages. He did a super job of making things understandable and answered all questions in a factual and straightforward manner. We so appreciated having someone we could trust handle this for us. Ray is great!
I refinanced with Ray and he did a superb job not to mention good follow up after the 'deal' was done.
My re-fi was done in thirty days! Great work Ray!
I've worked with Ray Avanzino twice now on home purchases, and the service was excellent on both occasions. I will continue to return to Ray with all mortgage needs going forward and will recommend him to all my friends.
I'd highly recommend Ray Avanzino at MD Mortgage Direct. He's ethical, and a real nice guy to boot. Unfortunately, I already had our re-fi started when I met Ray. We had so many problems with the place my husband heard about on the radio that we almost killed the deal, but we had 3 weeks into already at that point. I could only wish I'd me Ray a month earlier.
Don't hesitate. Call Ray today if you're in need of mortgage help.
Ray has worked with several of my clients and they have all been highly satisfied with the mortgages that he put them into.
Rather than just trying to push them into just any loan, Ray takes the time to understand the clients situation, before recommending the right mortgage.
If you are thinking about refinancing or buying a home using one of those big, national lenders, which advertise on TV, think again. Ray can get you a better deal.
Ray was a great help in assisting me in my first California home purchase. As a single home shopper, the amount of information to deal with was intense. Between Ray and my agent, I was able to close much sooner than I originally expected.
Ray is wonderful mortgage broker. I have referred him to several of my clients and they absolutely can't say enough great things about how responsive and diligent he is in getting the perfect loan for them. My clients have done 1031 exchanges and have refinanced property including rental property. Ray has always come through with the best loan. I highly recommend him.
A few of my clients have worked with Ray at MD Mortgage Direct and they all told me how happy they were with the experience. Ray stayed on top of the paperwork to make for a smooth mortgage experience and helped them get the best loan possible.
My husband and I had a really positive experience working with Ray at MD. We were purchasing our first home in SF, and were referred to Ray through a colleague of mine. Ray was experience, patient, attentive, and completely forthcoming about all of the technical jargon used in the loan. He was always quick to get back to us with questions we had, got us an excellent rate and has already helped us through one re-fi successfully. He even came to our apartment the night we were to sign all the papers, well after most folks would have called it a day. We are very satisfied with our service and will work with Ray in future home purchases.
